In 1944, Congress created the VA Loan program to help returning war veterans achieve the dream of home ownership. Since then, the Department of Veterans Affairs has helped more than 18 million military members purchase homes.
VA loan programs are available to eligible veterans for the purchase of a home. VA loans are particularly beneficial to those veterans that do not have much cash available. VA guidelines allow higher front-end and debt ratios compared to other loan programs, and it’s easier to qualify for.
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